For most people, one of the main goals in life is buying your own home. It is rewarding when effort goes into career growth, diligent savings routines and work-life balance sacrifice, for this single goal of purchasing your first home. The most affordable homes can be the ones built as part of a homeowner’s association (HOA) – nothing wrong with that. The surroundings are always maintained through the HOA and the only thing homeowners need to worry about is the interior of the house, as well as paying regular monthly dues to the HOA. But after settling in, it may quickly become apparent that living under an HOA involves a level of oversight that can be surprising.